PLEND HAS HELPED

£1,320,651 in interest saved in debt consolidation loans for Plend customers, compared against a competitor average APR of 30%
*weighted average annual percentage rate (APR) charged to current Plend customers as of 28 March 2024
*weighted average interest and fees saved by Plend customers who have accessed a debt consolidation loan, benchmarked against a competitor average APR of 30%
*an individual lacking access to 'useful and affordable' financial services due to limitations in the data held on them by third parties. See here for more detail

WE'RE MAKING  CHANGES
SO YOU CAN TOO.

We’re committed to making the UK financially inclusive by offering sustainable, affordable loans. Using business as a force for good is at the heart of everything we do, recently earning us B Corp Certification.

SOCIAL CREDIT

Find out about Social Credit, a Community Interest Company funding impactful social and green initiatives, powered by Plend.

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FINANCIAL INCLUSION

Plend's annual financial inclusion report evaluates the state of financial inclusion in the UK, focussing on access to affordable credit and financial stability.

Read the report

PLEND'S IMPACT

Take a look at our customer impact results. As a socially responsible lender, we are dedicated to ensuring transparency regarding the changes we are bringing about in the UK.

See the results

IMPACT CHARTER

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ALICE TAPPER
HEAD OF IMPACT AT PLEND

“Born as a solution to a real world problem, Plend has always been heavily impact driven. Striving towards our mission to create a more financially inclusive world, Plend offers a gateway to a brighter future for the millions of people locked out of affordable credit. We are continuously evolving and growing our impact driven initiatives, including the groundbreaking Social Credit initiative and The Freedom Fund, which actively confront the poverty premium and champion a fairer future.”

GIVING THE UK THE CHANCE  THEY DESERVE

HEIDI, 48
BUSINESS CONSULTANT FROM NORWICH

Heidi, a single parent with two children, faced financial challenges during the Covid pandemic. To make ends meet, she had to rely on credit cards, which came with high-interest rates. Unfortunately, the interest payments often exceeded what she could pay toward reducing her credit card balances. Heidi's past financial…

Read more…

MICHAEL, 55
REGISTERED NURSE FROM YORK

Michael had resorted to using multiple credit cards to cover his regular expenses. As time passed, the high-interest rates on these cards caused his debts to grow rapidly, and he urgently needed a solution to consolidate them. Adding to his financial challenges were past mistakes that had a lasting impact on his credit…

Read more…

HELENA, 30
FROM ESSEX

Helena was caring for her terminally ill mother and her retired father, neither of whom could work. She took on the responsibility of supporting them financially, covering their bills and the cost of living. Balancing these support costs along with her personal finances became increasingly difficult for her. To ease the financial burden and make payments more…

Read more…

JENNY, 29
FROM THE WEST MIDLANDS

Jenny was facing mounting debts on multiple different credit cards, all with increasing interest rates. As a single parent, she faced the dual challenge of managing these monthly payments while coping with ever-increasing living costs. Jenny wanted to consolidate her debts, but she wasn’t sure if she’d ever be accepted for a loan with a reasonable interest…

Read more…

BILLY, 38
FROM SCOTLAND

Billy was grappling with various high-interest loans and debts that never seemed to be shrinking. He found himself caught in a vicious cycle of taking out loans to pay off others, and his financial situation was deteriorating rapidly. Billy was determined to tackle his mounting debt by consolidating it into a manageable monthly payment. With Plend, he has…

Read more…

HEIDI, 48
BUSINESS CONSULTANT FROM NORWICH

Heidi, a single parent with two children, faced financial challenges during the Covid pandemic. To make ends meet, she had to rely on credit cards, which came with high-interest rates. Unfortunately, the interest payments often exceeded what she could pay toward reducing her credit card balances. Heidi's past financial…

Read more…

MICHAEL, 55
REGISTERED NURSE FROM YORK

Michael had resorted to using multiple credit cards to cover his regular expenses. As time passed, the high-interest rates on these cards caused his debts to grow rapidly, and he urgently needed a solution to consolidate them. Adding to his financial challenges were past mistakes that had a lasting impact on his credit…

Read more…

HELENA, 30
FROM ESSEX

Helena was caring for her terminally ill mother and her retired father, neither of whom could work. She took on the responsibility of supporting them financially, covering their bills and the cost of living. Balancing these support costs along with her personal finances became increasingly difficult for her. To ease the financial burden and make payments more…

Read more…

JENNY, 29
FROM THE WEST MIDLANDS

Jenny was facing mounting debts on multiple different credit cards, all with increasing interest rates. As a single parent, she faced the dual challenge of managing these monthly payments while coping with ever-increasing living costs. Jenny wanted to consolidate her debts, but she wasn’t sure if she’d ever be accepted for a loan with a reasonable interest…

Read more…

BILLY, 38
FROM SCOTLAND

Billy was grappling with various high-interest loans and debts that never seemed to be shrinking. He found himself caught in a vicious cycle of taking out loans to pay off others, and his financial situation was deteriorating rapidly. Billy was determined to tackle his mounting debt by consolidating it into a manageable monthly payment. With Plend, he has…

Read more…

HEIDI, 48
BUSINESS CONSULTANT FROM NORWICH

Heidi, a single parent with two children, faced financial challenges during the Covid pandemic. To make ends meet, she had to rely on credit cards, which came with high-interest rates. Unfortunately, the interest payments often exceeded what she could pay toward reducing her credit card balances. Heidi's past financial…

Read more…

MICHAEL, 55
REGISTERED NURSE FROM YORK

Michael had resorted to using multiple credit cards to cover his regular expenses. As time passed, the high-interest rates on these cards caused his debts to grow rapidly, and he urgently needed a solution to consolidate them. Adding to his financial challenges were past mistakes that had a lasting impact on his credit…

Read more…

HELENA, 30
FROM ESSEX

Helena was caring for her terminally ill mother and her retired father, neither of whom could work. She took on the responsibility of supporting them financially, covering their bills and the cost of living. Balancing these support costs along with her personal finances became increasingly difficult for her. To ease the financial burden and make payments more…

Read more…

JENNY, 29
FROM THE WEST MIDLANDS

Jenny was facing mounting debts on multiple different credit cards, all with increasing interest rates. As a single parent, she faced the dual challenge of managing these monthly payments while coping with ever-increasing living costs. Jenny wanted to consolidate her debts, but she wasn’t sure if she’d ever be accepted for a loan with a reasonable interest…

Read more…

BILLY, 38
FROM SCOTLAND

Billy was grappling with various high-interest loans and debts that never seemed to be shrinking. He found himself caught in a vicious cycle of taking out loans to pay off others, and his financial situation was deteriorating rapidly. Billy was determined to tackle his mounting debt by consolidating it into a manageable monthly payment. With Plend, he has…

Read more…

HEIDI, 48
BUSINESS CONSULTANT FROM NORWICH

Heidi, a single parent with two children, faced financial challenges during the Covid pandemic. To make ends meet, she had to rely on credit cards, which came with high-interest rates. Unfortunately, the interest payments often exceeded what she could pay toward reducing her credit card balances. Heidi's past financial…

Read more…

MICHAEL, 55
REGISTERED NURSE FROM YORK

Michael had resorted to using multiple credit cards to cover his regular expenses. As time passed, the high-interest rates on these cards caused his debts to grow rapidly, and he urgently needed a solution to consolidate them. Adding to his financial challenges were past mistakes that had a lasting impact on his credit…

Read more…

HELENA, 30
FROM ESSEX

Helena was caring for her terminally ill mother and her retired father, neither of whom could work. She took on the responsibility of supporting them financially, covering their bills and the cost of living. Balancing these support costs along with her personal finances became increasingly difficult for her. To ease the financial burden and make payments more…

Read more…

JENNY, 29
FROM THE WEST MIDLANDS

Jenny was facing mounting debts on multiple different credit cards, all with increasing interest rates. As a single parent, she faced the dual challenge of managing these monthly payments while coping with ever-increasing living costs. Jenny wanted to consolidate her debts, but she wasn’t sure if she’d ever be accepted for a loan with a reasonable interest…

Read more…

BILLY, 38
FROM SCOTLAND

Billy was grappling with various high-interest loans and debts that never seemed to be shrinking. He found himself caught in a vicious cycle of taking out loans to pay off others, and his financial situation was deteriorating rapidly. Billy was determined to tackle his mounting debt by consolidating it into a manageable monthly payment. With Plend, he has…

Read more…

SEE WHAT OUR  CUSTOMERS SAY

03/03/23
Simple and great application…
Simple and great application process. Fast and efficient with a good percentage rate and affordable loan repayment.

Customer

27/03/23
Excellent Company
Breaking the mould on extortionate interest rates and giving people a chance. It’s a wonderful company with a firm moral compass. Customer service was great at every stage…

RLS

21/03/23
Great Company!
1. End to end process starting with the application to release was easy and fast! Totally recommended.
2. Customer support was great. He answered me directly with helpful information, and incredibly fast!…

Satisfied Customer

21/03/23
Credit score poor? Try PLEND!
Behind this company are human beings. Is not only a company who analyse your score. Them truly evaluate your whole situation. Also it was quickly. Amazing!!!. I feel now with piece of mind…

Veronica Renato

03/03/23
Fantastic Service!!
"Had a few financial difficulties recently. Plend have been so understanding regarding my payments to them. I want to commend Laura who I've been speaking too via email…"

Tom

03/03/23
Simple and great application…
Simple and great application process. Fast and efficient with a good percentage rate and affordable loan repayment

Customer

27/03/23
Excellent Company
Breaking the mould on extortionate interest rates and giving people a chance. It’s a wonderful company with a firm moral compass. Customer service was great at every stage…

RLS

21/03/23
Great Company!
1. End to end process starting with the application to release was easy and fast! Totally recommended.
2. Customer support was great. He answered me directly with helpful information, and incredibly fast!…

Satisfied Customer

21/03/23
Credit score poor? Try PLEND!
Behind this company are human beings. Is not only a company who analyse your score. Them truly evaluate your whole situation. Also it was quickly. Amazing!!!. I feel now with piece of mind…

Veronica Renato

03/03/23
Fantastic Service!!
"Had a few financial difficulties recently. Plend have been so understanding regarding my payments to them. I want to commend Laura who I've been speaking too via email…"

Tom

ROBERT PASCO
CO-FOUNDER & CEO AT PLEND

“Access to affordable credit is vital for an individual’s financial stability and mental wellbeing. Our 2023 Financial Inclusion report demonstrated that large segments of the population are repeatedly being let down. The current flawed credit reference system persistently hinders people, resulting in unjust exclusions from financial services, at an already fundamental time of need for the UK public.

At Plend, our goal is to create a fairer financial system that grants individuals the opportunity to access affordable finance, free from the constraints of irrelevant or inaccurate credit data. We are on a mission to level the playing field and give the UK the chance they truly deserve.”