Plend studies your bank account data to create a personal portrait of how you earn and spend money. We categorise your income, (salary, side hustles, transfers, benefits and pension drawdowns) your spending, covering essentials such as rent, bills, groceries, childcare and petrol, as well as luxuries like outings, holidays, digital subscriptions, and emerging risks like crypto investments or buy-now, pay-later.
By examining your earnings and spendings, we gain an up-to-date, thorough understanding of the amount you can borrow. Whether you’re a young individual, new to the country, lacking an established credit history, or have faced challenges in repaying credit, we understand that your credit score may not always tell the whole story.
Our robust examination process ensures that we provide you with the fairest offer possible. Plus, our rigorous, bank-level identity checks are among the strongest in the market, meaning that we not only verify your identity, but also pinpoint the destination of the loan transfer. This process makes for an unbeatable level of security - combating fraud and complying with anti-money laundering protocols.
EMPOWERING YOUR COMMUNITY WITH GAME-CHANGING FINANCE
Llewellyn Kinch, Co-Founder, MakeMyHouseGreen
“It has been a pleasure so far working with the team at Plend – they have been able to explain and present their technology in a way that has made this non-technical person feel confident about using it, and excited about the transformation it is going to bring to our lending process” – Purple Shoots
POWER YOUR COMMUNITY WITH PLEND
WANT TO OFFER
If you’ve got a high value product and you’re looking to offer finance to your customers who don’t want to pay in full, there’s a great chance you’ll be suitable for our B2B plug-in - giving consumers access to a sustainable Plend loan at point of sale.
We’re already a trusted partner of MakeMyHouseGreen, enabling more people across the UK to get the best green energy products for their homes.